Kuala Lumpur, 12 June 2025 – As the cost of living in Malaysia and the rest of the world continues to rise, consumers are actively seeking more affordable and streamlined solutions in their spending. Recognising this need, Liberty General Insurance (Liberty) announces the launch of the 365 Plan, a comprehensive protection solution designed to simplify coverage for Malaysian motorists while helping them save money.
Available in three packages—Private Car 365, Commercial Vehicle 365, and Motorcycle 365—the Plan is applicable for Liberty, Kurnia and AmAssurance customers with the Auto 365 policy, and aims to meet the everyday needs of the insured without the need for excessive add-ons.
Traditionally, motorists have relied on multiple add-ons to access specific plan benefits. However, commercial vehicle owners have often had limited access to benefits like accident towing and flood relief. And with unexpected events like severe weather and other unfortunate incidents, motorists with limited coverage could be left vulnerable due to high out-of-pocket costs.
“We understand that life on the road comes with uncertainties, and we believe protection shouldn’t be complicated,” said Puneet Pasricha, Chief Executive Officer of Liberty General Insurance Berhad. “Introducing our new 365 Plan is a huge step forward, as our aim at Liberty is to make insurance coverage a simpler, more straightforward process so our customers can enjoy being on the road ahead, confident and worry-free.”
Liberty has consolidated these essential coverages into one seamless product offering, ensuring complete peace of mind and financial protection.
Private Car 365 Plan
Specifically designed for private car owners and their passengers, this plan allows customers to add-on protection for as low as RM0.10 a day. Some key benefits include unlimited breakdown and accident towing assistance, medical expenses, flood relief allowance, and compassionate cover for smash-and-grab incidents.
The Private 365 Car Plan also provides coverage for accidental death, permanent disablement relief, bereavement and compassionate allowance, international towing assistance, hotel accommodation during vehicle breakdown, key care cover, and others.
Motorcycle 365 Plan
The Motorcycle 365 Plan is crafted to protect the insured, authorised riders, as well as pillion passengers. Opting for the package means customers would get comprehensive coverage for medical expenses, along with double indemnity during public holidays, offering enhanced protection when it’s needed most.
Additionally, the Motorcycle 365 Plan provides support for accidental death, permanent disablement relief, and bereavement allowance and others.
Commercial Vehicle 365 Plan
Commercial vehicle drivers and their vehicles will also benefit from this package, as it includes benefits such as death and permanent disability cover, medical expense coverage, and compassionate allowance for total loss and theft. Significantly, the package now incorporates new and relevant additions such as breakdown towing and a flood relief allowance.
Collectively, the 365 Plan offers flexible packages with protection and benefits that would fit any type of motorist—from driving through daily commutes to transport activities for business. By bundling crucial benefits into single, easy-to-understand packages, Liberty empowers vehicle owners to navigate their journeys with greater assurance and less complexity.
For added convenience, customers would also be able to avoid administrative hassle of managing multiple policies and enjoy cost savings, as Liberty General Insurance’s 365 Plan is issued as part of the motor base policy with no additional stamp duty, all under a single comprehensive policy.
To learn more about the Private Car 365, Commercial Vehicle 365, and Motorcycle 365 plans, visit www.libertyinsurance.com.my or contact your nearest Liberty Insurance branch or authorised agent.
