Choosing the right home is a major life decision, like selecting a degree or career. Before you leap into the property market and proclaim “This is the one!”, take time to reflect on your true needs and desires. This introspective journey will help you confidently identify your perfect space.
Recognising that, here are five essential questions from Liberty General Insurance to guide you in evaluating and finding your dream home.
Question #1: What is my type?
Just as you have preferences that influence your major life choices, you need to identify the type of home that suits your lifestyle. Do you prefer a single-family home, condominium, or maybe a townhouse? Do you need a pool, nearby kindergarten, or easy accessibility? Clarifying these preferences will help narrow down your options to eventually find your perfect home.
Question #2: How much space do I need?
Once you’ve established what your type is, it’s time to set expectations. One question you can consider is how much space do you really need in your homes. If you’re planning for a family, a bigger house may be appropriate, while those of us who are career-driven can focus on a preference between a more open or an intimate layout. Also think about the often-overlooked aspects such as cleaning, storage, and daily upkeep.
Question #3: What are my must-haves?
Along with setting expectations, it’s crucial to identify your negotiables and non-negotiables. For example, a pet lover may prioritise a pet-friendly space, while a larger family might need more rooms. It is important to ask yourself these pertinent questions to address your needs and ideals. Having considered that, the next steps will be easier to figure out.
Question #4: How much can I afford?
Just as careful planning is essential for achieving your dream goals, finding your perfect home requires being realistic about your budget and what you can truly afford. Understanding your financial limits early on helps prevent overextending yourself, ensuring that your home purchase remains a source of joy, not stress. Being financially prepared will allow you to enjoy your home without the burden of future financial strain.
Question #5: Where do I want to be?
The location of your future home is as important as the home itself. Consider proximity to work, schools, community amenities, as well as the safety and neighbourhood vibes. Don’t forget to factor in connectivity and access to major roads and highways.
While finding the right home is an exhilarating journey filled with emotional highs and personal discoveries, it is equally important to put emphasis on the need for protection once you’ve found your perfect place. Homeownership is a major life decision, and having reliable insurance to safeguard that investment is essential. Don’t just find your perfect home – protect it!
Safeguard your home with ‘Protect Your Home & Win’ Campaign
From 1 September 2024 to 30 November 2024, new and existing customers who have purchased any of the eligible Home Insurance Products from Liberty General Insurance will automatically be entered into the draw for ‘Protect Your Home & Win’ campaign. Participants will stand a chance to win fantastic prizes such as:
- Grand Prizes: 6x Dyson Electronic Household Goods
- Bi-weekly Prizes: 30x RM50 Touch ‘n Go eWallet Reload PINs
Find out more about the ‘Protect Your Home & Win’ campaign by visiting https://www.libertyinsurance.com.my/protect-your-home-campaign and discover how to safeguard your investment and win exciting prizes now
